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Another strategy worth considering is to leverage other benefits associated with your Capital One credit card. Many cards offer travel accident insurance which can provide coverage for unexpected medical expenses or trip cancellations related to accidents while renting a car. While this isn't direct replacement for car rental insurance it can still offer valuable peace of mind during your travels.

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• Car wax has a hydrophobic property that causes water to bead up on its surface rather than soaking in. This water repellency not only makes cleaning easier but also helps to prevent water from seeping into small cracks and crevices in the paint, where it could cause further damage over time. By reducing water retention, car wax helps to maintain the integrity of the paint and prevents issues like water spots and rust.

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